RETIREMENT PORTFOLIO MANAGEMENT, LLC (RPM)

RETIREMENT PORTFOLIO MANAGEMENT, LLC (RPM) is a privately held Registered Investment Advisor (RIA) and Retirement Investment Planner headquartered in Southern NV. Our purpose is to provide strategic investment management conservatively to clients during a crucial time of life. All client assets are held exclusively at Charles Schwab & Co., Inc.

There are 3 primary areas that RPM directs its attention:

1) Alternative Investments - Portfolio holdings are placed out of the stock market in the vast majority of cases. Our strategy is to utilize alternatives through Exchange Traded Funds (ETFs). These alternative investments include precious metals, insured bonds, government inflation protected bonds, and currency related funds.

2) Annual Management Fee Structure - Regardless of how many portfolio changes are made annually, clients are charged a flat annual fee for professional services. This fee is potentially tax deductible within the same category that deductions are made for Attorney and CPA fees. Because of an ever changing economic and political environment, client portfolios are structured for small adjustments throughout the year. This gives us the opportunity to take advantage of these economic trends in a timely manner. Annual management fees (versus transactional commissions) are the most cost effective way of billing our clients based on active portfolio management.

3) Frequent Portfolio & Economic Updates - We believe in an active hands-on approach to the management of retirement funds. Company policy is to contact clients a minimum of 10 times annually. These regular communications focus on the economy and how current events can impact the retirement portfolio. The goal is to always educate our clients about current events and how that impacts portfolio holdings. A major effort is placed on helping clients to understand portfolio changes and answering questions surrounding any element of financial life.

SELECT the White Paper link at the top of this page to get a better understanding of RPMs investment philosophy and....

• EXCHANGE TRADED FUNDS
• ALTERNATIVE INVESTMENTS

As indicated in the section below, all client accounts of Retirement Portfolio Management, LLC are held at Charles Schwab & Co. (Schwab Institutional) www.schwab.com/public, and are insured by both the FDIC and the SIPC. This allows clients to enjoy the best of both worlds in asset management. A world renowned and trusted bank / fund custodian, and the personal touch that RPMs risk-tolerance based strategy offers each client.

You may also log into your account or get questions answered via a toll free line by selecting the following link: www.SchwabAlliance.com

Use the link below to learn more about portfolio management and how to build your financial knowledge. Review articles, interactive tools, alerts and other resources that help you understand how you are protected through RPMs compliance to FINRA standards.

The Securities Investor Protection Corporation (SIPC) was created in 1970 as a non-profit, non-government, membership corporation, funded by member broker-dealers. Its primary role is to return funds and securities to investors if the broker-dealer holding these assets becomes insolvent. All clients of Retirement Portfolio Management, LLC have their funds held securely at Charles Schwab & Co., Inc. (Member SIPC). Any bank related investments we offer through Charles Schwab Bank are FDIC insured.